Date: 13/01/2017
Time: Just before the lunch
Place: A bank in Ahmedabad
All the employees are busy doing their work (Whoever had some). A person enters in bank. He has come to make a fixed deposit of a small amount for a term and asks for the same. He is been given a 9 pages long form to make an FD from an account from the same branch. He goes ahead with the process and starts filling it. After writing some same data for 4-5 times, there comes another page asking for personal information which are other than the formal and needed ones. It begins with Religion, then category for caste... Then Education... I don't know whether these details like religion, caste or education make any difference for making a term based fixed deposit. But the form doesn't end here. The next details to be given were assets I own like Housing plot, commercial property, agriculture land, car, two wheeler, Ac, LED Tv, Washing machine, refrigerator, microwave (I mean really Microwave?!), Computer, laptop... (And I wonder, Mobile phone wasn't in the list. I mean, they are as or even more costlier than laptops.) And so on... Next lines were for my Net worth..., sum of LICs, Medical/Health insurance etc...
He left some details blank including Religion and Caste. Because he thought it was irrelevant. Off course, the person on chair has to follow the order. She asked him to tick one. He denied and she said You have to tick any one because I have to fill it in server or else it won't accept and Fixed deposit can't be made. He said ok and didn't make the fixed deposit. He returned from bank.
I have no clue what is wrong with the system. Why government wants to know which Religion I belong to. And what if I don't believe in any. Does my caste really matter for making a transaction? Why there are columns for religion and caste in application form of opening a new bank account? Are the interest rates different for people from different religions or caste...? Off course the basic details are required like address and other proofs of identity but these columns are the ones which are dividing the nation. And it begins right from the school. Why school leaving certificate has to mention what religion or caste one is from? Political use of religion and caste has ruined nation since ages. And it's not changing even now when we are stepping ahead for cashless transactions. Alas. Let us wait for that India when one won't be needing to answer his/her religion before filling up a form which has nothing to do with such thing. Love - DJ.
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